In the Daytona Beach area, everyone is well aware that another Speed Weeks is upon us. For more than a month, hundreds of thousands of race fans will stream through our area to see some of the best auto racing in the world.
With the 50th Anniversary of the Rolex 24 at Daytona firing up Saturday (Jan. 28, 2012), we also are reminded of one life’s conundrums. Why does your speedometer go up to 140 mph when the only way you could ever go that fast is if you talked the folks at Daytona International Speedway into letting you take a spin around the track?
In the United States, or at least East Central Florida, the highest speed limit you’ll find is 70 mph on the interstate highways. Many of us are usually driving where the highest speed limit is more like 45 mph. So, with all that power to spare, your Daytona Beach insurance agency understands how you could get in trouble really fast (pardon the pun).
Speeding tickets are one of the quickest ways (sorry, we can’t help ourselves) of getting in trouble with your auto insurance. Allstate is a very forgiving company, but after two or three speeding tickets, you will be really trying their patience.
One of the easiest ways to keep your auto insurance costs in check is to maintain a clean driving record. Armed with that, your Daytona Beach insurance agency will do everything it can to help you keep your premiums as inexpensive as possible.
For the impact speeding tickets can have on your insurance, here are the cold, hard facts from WikiAnswers.
- If you get one speeding ticket and you are over 25, you may not see any increase in your insurance premiums.
- If you get a second ticket, that’s when the trouble begins and you will definitely see an increase in your premiums.
- If you drive a company vehicle or have a commercial driver’s license, the first ticket will get you in trouble because your records are checked on a regular basis.
- For each four-point ticket, you can expect your premiums will go up at least 50 percent for each of the following three years. A four-point ticket is what you get if you are stopped for driving 16 mph over the posted limit.
- There are too many variables, such as how many cars you have, the number of drivers in your household and the number of miles you drive, to determine exactly how much your premiums could go up, but one thing is for sure. If you get too many speeding tickets, you could lose your driving privileges and your insurance could get cancelled.
A clean driving record is one way to save on auto insurance costs, talk to your Daytona Beach insurance agency about others.
The O’Quinn Agency also can help provide you with insurance for your boat, home, motorcycle and life.