Auto Insurance – Liability Coverage
If you're at fault in an accident, you could be held legally responsible for all medical and repair costs for everyone involved. Liability Coverage can shield you from these potentially devastating expenses. It provides protection for people, property, and the unexpected.
Bodily Injury Liability Coverage
If people are injured in an accident that's your fault, Bodily Injury Liability coverage helps protect you from bills that can include:
- Emergency aid at the scene
- Medical expenses for bodily injury
- Medical services for sickness or disease
- Compensation for loss of income
- Funeral expenses
- Legal defense fees and/or bail bonds for anyone listed on your policy
- Other expenses not listed here
- If you're interested in carrying this coverage, but aren't quite sure how much coverage is right for you, you might want to consider purchasing the highest limit you can comfortably afford.
Property Damage Liability Coverage
If another driver's property is damaged in an accident that's your fault, Property Damage can help pay for their:
- Structural damage to homes, storefronts, etc.
- Repair or replacement costs for other stationary objects
- Vehicle repair or replacement costs
- It can also help keep your assets safe in the event of a lawsuit resulting from a covered accident.
- If you're interested in carrying Property Damage Liability protection, you might want to consider purchasing the highest limit you can comfortably afford.
If you want additional information on this coverage or others, try Allstate's Bumper-to-Bumper BasicsSM interactive tool with a virtual guide of your choosing or contact an Allstate agent to better advise you.
The O'Quinn Insurance Agency provides auto insurance for Daytona Beach, Ormond Beach, Port Orange, Palm Coast and all of Volusia and Flagler counties. Learn more about our various insurance products by following the links below, or contact us today to talk to a friendly O’Quinn representative about your insurance needs!